Now for travelers in India, travel credit cards are no longer just a means of payment, but it has also become a means of getting reward bonuses and huge discounts. If you travel domestically or internationally often, then a right travel credit card can reduce your expenses to a great extent and also give many benefits.
This card is designed for those who travel. So the right credit card can be very beneficial for you. Such cards not only give free flight tickets or airport lounge access, but also reward points and special discounts on travel. Let’s know in detail about the top best credit cards for travelers.
What is a Travel Credit Card?
This is a type of credit card that is used to meet travel related expenses. In this, the cardholder gets cashback, discounts and other benefits. On this card, the customer gets offers like free meals while traveling on any flight or airline. Apart from this, they also get benefits like allowance.
Best Credit Cards For Travel
Before selecting any credit card, you must think whether you will get as much benefit as you are paying. Apart from this, you should also pay attention to the terms and conditions of the card. You should select the card which is good for your lifestyle. You can also save a lot of money through this card. You should select the card according to your needs.
American Express Platinum Travel Credit Card
American Express Platinum Travel Credit Card will prove to be very beneficial especially for international travelers. Because with this credit card, you get travel vouchers up to ₹7,700 for free on spending ₹1.9 lakh, which means you get up to 4% value back on the total expenditure. These vouchers can be redeemed through MakeMyTrip on hotel bookings, flights and holiday packages.
Apart from this, on spending a total of ₹4 lakh in a year, you get free vouchers up to ₹20,000 and 1 reward point for every ₹50 spent, which gives good returns in the long term. The joining fee of this credit card is ₹5,000, which is returned as a welcome bonus. After this, a fee of ₹5,000 will have to be paid every year.
SBI Card ELITE Credit Card
With SBI ELITE Credit Card, you can avail a maximum discount of up to 5% on flight and hotel booking on travel sites like Yatra or Trivago. This credit card gives 6 reward points for every ₹100 spent and 3X rewards on international transactions. The joining fee of the credit card is ₹5000. Along with this, a welcome e-gift voucher of ₹5000 is also given. This credit card of SBI will prove to be especially beneficial for those who want better lifestyle benefits along with travel.
ICICI Emeralde Private Metal Card
The ICICI Emerald Private Metal Card offers unlimited lounge access at international and domestic airports along with Priority Pass membership along with comprehensive travel insurance coverage. There is no cancellation charge on travel bookings made with this credit card. There is a 2 per cent forex markup fee on international transactions through this credit card. The annual fee of this card is Rs 12,499. However, the fee is reversed if you spend more than Rs 10 lakh through this card in a year.
Axis Bank Atlas Credit Card
Axis Bank Atlas Credit Card gives rewards called “Edge Miles” on flight and hotel bookings. Every time you spend Rs. 100, you get 5 miles, which means you will get about 2.5% return value. These miles can be redeemed for flight tickets, hotels or holiday packages. Lounge access facility is also available differently according to the tier system of the card (Silver, Gold, Platinum).
Platinum level customers get unlimited access to airport lounges around the world, and can also save up to 15% extra when booking with Agoda, MakeMyTrip or Cleartrip. This credit card is beneficial for those travelers who travel abroad at least once every month. That is why it has also been included in the list of Best Credit Cards For Travel.
HDFC Diners Club Privilege Credit Card
HDFC Diners Club Privilege Credit Card is an excellent option for those who regularly travel/travel within the country and abroad. The joining fee of this card is only Rs 2500 + tax and the annual fee is also only Rs 2500. However, its annual fee is also waived off on spending a certain amount in a year. As soon as the card is taken, the customer gets 2,500 record points as a bonus.
This card can be used for online shopping and gift vouchers. Also, it can be used at more than 1,000 domestic and more than 12 international airport lounges. This card also gives a good discount on using it on Zomato Pro, Amazon Prime and other entertainment platforms. If you book a flight or hotel, then you get 4 reward points for every ₹ 150 spent, that is, this credit card will give a return value of 2.6%.
Conclusion
If you travel by flight frequently, then choosing one of the cards mentioned above can be very beneficial for you. Whether it is about earning air miles, free lounge access or travel discounts each card brings something special. Choose the right card according to your expenses and travel pattern and make your every flight more economical and comfortable. If you have any question regarding this post, then you can tell us by commenting in the comment box given below. Your feedback and suggestions are welcome as always. Thank you.
