If you need money in an emergency and want to take a personal loan of ₹ 50,000 to ₹ 10 lakh without any guarantor, then Bajaj Finserv Personal Loan can be a great option for you. This is a completely digital process, so you can apply for a personal loan in just a few minutes from the comfort of your home.
What is Bajaj Finserv Personal Loan?
Bajaj Finserv is one of the leading NBFC companies in the country that provides instant personal loan facility. If you are an eligible customer, you can get a loan of ₹50,000 to ₹10 lakh under a pre-approved offer in just a few minutes.
Bajaj Finserv Personal Loan Interest Rates
- Interest rate: 11% – 26% per annum
- Loan processing fee: 1% – 3% (depending on loan amount)
- Late payment charge: ₹500 to ₹1000
- Pre-closure charge: 2% to 4% (if you repay the loan before time)
- Interest rates are decided based on your CIBIL score, loan amount and tenure.
Eligibility To Take Bajaj Finserv Personal Loan
If you want to avail Bajaj Finserv Personal Loan, you must fulfil the following conditions:
- Age: Should be between 21 to 60 years.
- CIBIL Score: Must have at least 750 or above.
- Regular income source: Must be employed or own business.
- Monthly income: Should have at least ₹25,000.
- Bank account: You must have an active bank account.
If you are an existing Bajaj Finserv customer and have a pre-approved offer, you can get an instant loan.
Documents Required For Bajaj Finserv Personal Loan
- Aadhaar Card
- PAN Card
- Bank Statement (Past 3-6 months)
- Income Proof (Salary Slip or Income Tax Return)
How To Apply Online For Bajaj Finserv Personal Loan?
If you want to take Bajaj Finserv Personal Loan 2025, follow the steps given below:
- Visit the official website or mobile app of Bajaj Finserv.
- Click on the “Apply for Personal Loan” section.
- Enter your mobile number and OTP.
- Upload PAN card, Aadhar card and bank details.
- Select loan amount (from ₹50,000 to ₹10 lakh).
- View and confirm the interest rate and EMI plan.
- If you are eligible, the amount will be transferred to the bank account immediately after loan approval.
Bajaj Finserv Personal Loan Repayment Process
- Pay EMI through Bajaj Finserv app or website.
- Set up Auto-Debit facility, so that EMI will be deducted automatically.
- You can also pay EMI through Net Banking or UPI.
- It is important to pay EMI on time, so that your CIBIL score is not affected and you can easily get a loan in future.
Conclusion
This is a completely digital loan, which you can apply for from home in just 5 minutes. If your CIBIL score is good and you are an eligible customer, you can get a loan immediately. If you have any question regarding this post, then you can tell us by commenting in the comment box given below. Your feedback and suggestions are welcome as always. Thank you.
